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Hale Aloha O Hilo Habitat For Humanity



2016 Hilo Habitat Accepting Applications to Repair Rural Homes

Hale Aloha O Hilo Habitat for Humanity is taking applications for the 2016 Rural Housing Preservation Program to repair dilapidated single family homes occupied by qualified low-income families in rural Hawaii County.

Homeowner applicants must live in a rural area (everything outside of Hilo), have clear title, have owned and occupied the home for at least one year before applying, have acceptable credit, have income not exceeding USDA Rural Development "Very Low Income" for Hawaii County and qualify to repay the no-interest loan over 20 years. Applicants must also have sufficient equity in the property to cover the cost of repairs.

Homes must have health and safety defects, be overcrowded (as defined by HUD) and/or in need of accessibility improvements for a handicapped family member. Projects typically correct leaking roofs, leaky plumbing, foundation and electrical hazards, wood-rot/insect damage or faulty catchment systems.

Repairs are performed by a licensed general contractor hired by the homeowner.
Loan is secured by a mortgage and promissory note (0% interest) with 20 years to repay.

USDA Rural Development and Habitat community supporters fund the Housing Preservation Program as an equal opportunity program. Discrimination on the basis of race, color, religion, ancestry/national origin, sex, physical or mental disability, marital status, age or HIV infection is prohibited by federal law and International Habitat for Humanity policy.

For further information, please all Mary Finley at 967-7230.

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